Last updated on April 11, 2023

This website, www.krokus.ca (“Site”) is owned and operated by Krokus Collective Inc., a

business operating under the laws of Alberta, Canada. In these Terms, “we”, “us” and “our”

refer to Krokus Collective Inc. and the terms “you” or “your” refer to any individual user of

our Site.

NOTICE: It is your responsibility to carefully read these Terms of Use (“Terms”) prior to

using our Site or purchasing or accessing any of our services, products and free or paid

offerings, including our online courses (collectively, “Offering(s)”). These Terms govern

and define your use of the Site and Offering and are legally binding on you.

USE OF OUR SITE AND OFFERINGS

When you accessed our Site and/or Offering(s)you were given reasonable notice that

these Terms existed. By accessing and continuing to use our Site or Offerings, or by

clicking to accept or agree to these Terms when the option is made available to you, you

expressly agree to be legally bound and abide by these Terms and our Privacy Policy

whether or not you have read them. If you do not agree with these Terms or our Privacy

Policy, you must not use or access our Site.

You must be at least 16 years old in order to use our Site or the necessary age in your

country of residence otherwise this is a violation of use. We reserve the right to terminate

your access if it is discovered you are a minor.

While we aim to keep this Site as up-to-date as possible, we cannot guarantee that all

content on our Site is entirely accurate, complete, or up to date. we reserve the right at

any time to modify or discontinue, in whole or in part, any Offering or prices for any

Offering on our Site, without notice. We are not liable to you or any third-party for any

modification, price change, suspension or discontinuation of any Offering.

If you wish to have any of your personal information and/or access to our Site removed,

you may email us at [email protected] and we will make reasonable efforts to do so. More

information about how we collect, process and store your personal information can be

found in our Privacy Policy.

COURSE USE AND CONSENT

When you purchased or opted-into any Offering on our Site, you were given reasonable

notice that these Terms of Use existed. By purchasing and accessing any Offering you

implicitly agree to abide by these Terms of Use, confirm you are aware of any

disclaimers, and acknowledge and agree to our

Privacy Policy

By purchasing or accessing any Offering, you further warrant to us that you are at least

18 years old or the applicable age of majority in your jurisdiction. Purchasing or

accessing our Offering if you are a minor is a violation of use, and we reserve the right to

terminate your access if it is discovered you are a minor.

INTELLECTUAL PROPERTY AND OWNERSHIP OF RIGHTS

Intellectual Property Rights

All content, resources, materials, images, text, designs, graphics, page layouts, icons,

videos, logos, taglines, trademarks (whether common law or registered), copyright, and

service marks (“Intellectual Property”) on our Site, Offering or posted on social media is

owned by us, unless attributed otherwise. All content on the Site and in any Offering is

proprietary to us and you may not modify, whether in whole or in part, and of our

Intellectual Property as this is a violation of federal law.

If you wish to use, publish or refer to any of our Intellectual Property, you must do so by

first requesting permission by emailing us at [email protected]. Permission is not

granted until you receive confirmation in writing from us and any terms we outline for

use, which may include you providing obvious credit to us and including a back link to

the webpage on our Site or to the social media platform where our Intellectual Property

was originally posted. In no event do you obtain any rights or ownership in our

Intellectual Property, or may you claim that it is your own content or creation.

LIMITED LICENSE

Any and all materials that you access as part of any Offering through our Site or related

domain are under the sole ownership or licensed use of Krokus Collective Inc. including

all Intellectual Property.

When you purchase or opt-in to any Offering, you receive a limited, non-transferable,

non-exclusive, royalty free license for your non-commercial purposes only to access the

content or materials provided to you by us as part of the Offering. You do not obtain any

ownership interest or other rights to the materials and all copyrights remain with us. As a

condition of your use of any materials provided to you, you may not, under any

circumstances, reproduce, copy, modify, sell or use such materials except as it was

originally intended when it was provided by us to you, including sharing with any third￾party, including members of your business or team. If it is determined that you have

breached this limited license, this will be considered infringement of our Intellectual

Property rights and we specifically reserve the right to seek damages, an injunction, or

any such other available legal remedy in our sole discretion.

As part of your limited, non-transferable, non-exclusive royalty-free license you may (i)

access the Offering for your personal use only; (ii) download or print any of the materials

provided to you as part of the Offering for your personal use or personal use in your

business only; and (iii) use any of our Intellectual Property with our prior written consent

so long as all materials show “©Krokus Collective Inc.” as the source of the materials and

marking any of our federally registered trademarks with “®” or our common law

trademarks with “™”. If you wish to use, publish any of our content, resources or

materials provided to you as part of the Offering you must first write to us

[email protected] and request our consent.

Violations and Indemnity

We take violations and infringement of our Intellectual Property rights seriously. We

expressly reserve the right to take whatever legal steps necessary to protect and defend

our Intellectual Property, and violators will be prosecuted to the fullest extent

permissible by law. You agree to indemnify, defend and hold us harmless for any and all

damages, costs and expenses, including legal fees, arising from your misuse of our

Intellectual Property and our enforcement of our rights.

MEDIA RELEASE

By purchasing any Offering, you grant us a commercial license to use any image(s),

including any containing your likeness, that you submit to us whether voluntarily or by

default, such as your profile picture on any social media platforms, for our future business use.

FEES AND REFUNDS

Fees

  1. Fees are as listed on our Site and in CDN or US dollars and will specifically be listed

which currency. We reserve the right to change our Fees at any time and without notice

to you.

  1. So that the Client is fully invested in this Program, no refunds will be issued. Client

understands that Client is responsible for all payments whether or not Client is fully

participating in the Program. No exceptions will be made in this matter and we reserve

the right to take legal action to collect payment.

  1. The Client shall not make any chargebacks to the Company’s account. The Client shall

pay for any fees associated with recouping payment, including but not limited to,

collections fees and attorneys’ fees.

Refunds

We do not provide refunds. Any refunds issued will be in our sole discretion and

determined on a case-by-case basis.

Chargebacks

You agree to make every attempt to request a refund prior to attempting a chargeback

with your financial institution or any third-party payment processor we use to process

payments on our Site. By initiating any chargeback dispute, you expressly agree to

forfeit any and all bonuses, affiliate bonuses, or other materials or resources provided to

you. We reserve the right to present proof of your access to the Offering and your

acceptance of these Terms to any third party investigating the dispute.

Payment Authorization

If any payment is recurring or made via a payment plan, you authorize our continued

access to your financial information stored in any third-party payment processor we

may use until your payment has been received in full and in accordance with any other

payment terms accepted at the time of checkout.

SECURITY

Security

If at any time you are required to create a username and password to access any

Offering, it is your responsibility to protect your username and password from theft or

any other means of unauthorized use that would violate these Terms. If you become

aware that your password has been compromised or your account has been breached, it

is your responsibility to notify us immediately by sending an email to [email protected].

Use of Third-Party Applications

In order to run our Site and provide our Offering, we use a number of third-party

applications, such as for processing payment, delivering electronic newsletters, and

booking systems. For more information as to how your personal information is collected,

stored and processed, please refer to our Privacy Policy. You understand it is your

responsibility to review the terms of use for any such third-party applications. If you do

not agree with the terms of use for any third-party application used by our Site, please

discontinue use of our Site and Offering immediately.

Your Communication with Us

By submitting a comment, photo, video or other materials to our Site, platform we use to

provide the Offering or any other platform owned or maintained by us, you grant us a

non-revocable, commercial license to re-publish your submission, in whole or in part,

unless you expressly state that we may not do so. You acknowledge that we have no

duty of privacy or confidentiality to you by accessing our Site or purchasing any Offering

and we reserve our right to disclose your participation in the Offering.

Any communications made through our contact form, blog comments, membership

community, social media pages or other related pages, or directly to our phone(s),

mailing or email addresses is not held privileged or confidential and may be subject to

viewing and/or distribution by third-parties. We own any and all communications

displayed on our website, servers, comments, emails, or other media as permitted under

law and will not give credit or pay royalties for unsolicited user-generated content such

as blog comments or emails. For more information on when and how we store and use

your communications or any information provided by you in those communications,

please refer to our Privacy Policy.

We maintain the right to republish any communication or submission, in whole or in part,

as reasonably necessary in the course of our business. You agree not to submit any

content or communications that contain sensitive information or that could be illegal or

serve an unlawful purpose, including, but not limited to communications that are

potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise

harmful or inappropriate. We reserve the right, in our sole discretion, to block your access

to our Site and Offering as a result of any such behaviour that we deem inappropriate.

Prohibited Behaviour

By using our Site, you agree not to misuse or tamper with our Site, including but not

limited to hacking, introducing viruses, trojans, worms, logic bombs or other

technologically harmful material that would harm the functionality of, or jeopardize the

security of our Site. We will immediately report any such breach or what we deem in our

discretion to be harmful activities to the relevant law enforcement authorities. You agree

to indemnify, defend and hold us harmless from any and all third-party claims, liability,

damages and/or costs arising from your use and misuse of our Site and/or your breach

of these Terms.

ASSUMPTION OF RISK AND DISCLAIMERS

Assumption of Risk

Use of this Site is at your own risk. While we host our site on a reputable platform and

take commercially reasonable efforts to maintain and host the Site, we make no

representations, warranties or guarantees as to your individual safety when using our

Site. You further assume all risk associated with your access to and use of any

information or materials provided to you on the Site, Services or any other pages,

platforms or profiles maintained by us and any subsequent actions you choose to take,

or not to take, as a result of the information, influence or educational materials provided

or made available to you.

Warranties Disclaimer

We make no warranties as to our Site, the Offering or any related materials. You agree

that our Site and any and all Offerings are provided “as is” and without warranty of any

kind either express or implied. To the fullest extent permissible by applicable law, we

expressly disclaim all warranties, including, but not limited to, warranties of

merchantability, fitness for a particular purpose and non-infringement.

No Guarantees

While we may reference certain results, outcomes or situations on this Site or Offering,

you understand and acknowledge that we make no guarantee as to the accuracy of any

third-party statements or the likelihood of success for you as a result of any statements

or testimonials contained on our Site or as part of the Offering.

General Disclaimer

To the fullest extent permitted by law, we expressly exclude any liability for any direct,

indirect, or consequential loss or damage incurred by you or others in connection with

the use of our Site and/or any Offering, including without limitation any liability for any

accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business

interruptions, misapplication of information, physical, mental, emotional, or spiritual

injury or harm, loss of income or revenue, loss of business, loss of profits or contracts,

anticipated savings, loss of data, loss of goodwill, and for any other loss or damage of

any kind, whether caused by negligence, breach of contract, or otherwise, and whether

foreseeable or unforeseeable.

While this site discusses general financial and bookkeeping services and provides other

general information to the public, your use of our Site, enrolment in any of our programs

or purchase of our Offering does not mean we are providing any specific professional

services to you specific to you.

No part of our Site, Offering or any related content or materials are to be construed as

financial or legal advice. We expressly disclaim any and all responsibility for any actions

or omissions you choose to make as a result of using this Site and/or Offering.

Location Disclaimer

Krokus Collective Inc is a Canadian-based company and primarily provides information

relating to bookkeeping and business strategy for those individuals located in Canada.

Notwithstanding the foregoing, all information provided by us is strictly for informational

and educational purposes only and does not constitute specific advice tailored to you, or

in keeping with the laws or tax regulations in your country. You are solely responsible for

confirming that any information you apply from our Site, including but not limited to

specific rules, regulations, tax deductions, sales tax filings, and income tax filings

complies with the laws and regulations of your own state, province and/or country and

we shall not be held liable or responsible for any loss, costs or damages you may suffer

as a result of your misuse or misapplication of the information contained on our Site.

Third-Party Disclaimer

You acknowledge and agree that we are not liable for any defamatory, offensive, or

illegal conduct of any other third-party participant or user, including you.

Technology Disclaimer

We make reasonable efforts to provide you with modern, reliable technology, software,

and platforms from which to access our Site and Offering. In the event of a technological

failure, you accept and acknowledge that we are not in any way responsible or liable for

said failure and any resulting damages to you or your business. While we will make

reasonable efforts to support you, some technological issues are outside our control and

you may need to access support from a third-party provider. We do not warrant that the

Site will be functional, uninterrupted, correct, complete, appropriate, or error-free, that

defects will be corrected, or that any part of the Site or Offering are free of viruses or

other harmful components. We do not warrant or make any representations regarding

the use or the results of the use of our Site, Offering or related materials, or on third￾party websites in terms of their correctness, accuracy, timeliness, reliability, or

otherwise.

By visiting our site, no bookkeeping/accountant relationship is formed. We owe you no

duty of confidentiality or other professional duty as a result of your use of our Site

and/or Offering unless we have expressly agreed to enter into a bookkeeping or

accountant relationship with you.

Third-Party Contributors

We may provide content to you written by third-party contributors on our Site. While we

make our best effort to ensure all of our writers are qualified in their industry and reflect

our values, we make no guarantees of quality or accuracy. All written content on the Site

are opinion pieces and must not be interpreted as our opinion or as specific advice. We

are not liable for any third-party contributors’ content or opinions. You must not rely on

Site content or third-party contributors’ opinions and always seek the appropriate

professional advice.

INDEMNIFICATION, LIMITATION OF LIABILITY, AND RELEASE OF CLAIMS

Release, Indemnity and Waiver

Our Site, Offering(s) and related materials are provided for educational and informational

use only. You agree to indemnify release and save harmless Krokus Collective Inc.and its

directors, officers agents, employees, contractors, volunteers, heirs, executors,

administrators, successors, and assigns, as applicable (collectively, “Released Parties”)

for any direct or indirect loss or conduct incurred as a result of your use of our Site,

Offering(s) or any related communications, including as a result of any consequences

incurred from technological failures such as a payment processor errors or technological

malfunctions. You further waive any right you may have against the Released Parties

and any legal recourse for any damages, costs, losses or expenses you may incur as a

result of your use of the Site or any Offering(s). You acknowledge this release of liability

is binding on your heirs, executors and anyone else who may be able to bring a legal

action on your behalf in the future.

Professional Disclaimer

Client understands and agrees that in using the Services, Consultant is not providing

individual legal, tax, or accounting advice and any information provided is for general

information and educational purposes only.

Limitation of Liability

We will not be held responsible or liable in any way for the information, products, or

materials that you request or receive through or in relation to our Site or the Offering. We

do not assume liability for any third party conduct, accidents, delays, harm, or other

detrimental or negative outcomes as a result of your access of our Site and Offering.

Affiliates

We may use affiliate links to sell certain products or Offering on our Site. In doing so, we

disclaim any and all liability as a result of your purchase through one of the links,

including but not limited to, the delivery, quality and safety of the purchased product or

service. We will use reasonable efforts to notify you when and where we have placed

affiliate links in addition to this disclaimer located in these Terms. You accept express

liability for any and all consequences or benefits of clicking the affiliate links contained

on our Site or related communications. You agree it is your obligation to read the terms

and conditions for any affiliate site, Offering or products.

Termination of Your Use

If at any time we believe that you have violated these Terms, we shall immediately

terminate your use of our Site, access to Offering(s) and any related communications as

we deem appropriate and in our sole discretion. At any time, we may block or revoke

your access of our Site and Offering at any time without notice, and if necessary, block

your IP address from further visits to our Site.

Full Agreement

You acknowledge that these Terms of Use, together with our Privacy Policy constitute

the full agreement relating to your use of the Site and any Offering.

Governing Law and Jurisdiction

These Terms as well as our Privacy Policy are governed by and interpreted in

accordance with the laws of Alberta and the federal laws of Canada where applicable.

Any disputes arising directly or indirectly from this Agreement will be submitted and

heard exclusively in the courts of Calgary, Alberta.

Severability

If any of the provisions of these Terms are found to be invalid, illegal or unenforceable,

the validity, legality and enforceability of the remaining provisions will not, to the extent

permitted by law, in any way be affected and will remain enforceable.

All Rights Reserved

We reserve the right to update and change these Terms at any time and it is your

responsibility to review these Terms periodically. You can review the most current

version of our Terms at any time by visiting this page. Your continued use of or access to

the Site and/or Offering affirms your acceptance of any changes to our Terms. All rights

not expressly set out and granted in these Terms and Conditions of Use and/or our

Privacy Policy are expressly reserved by us.

Contact us

If you have any questions about our Terms of Use,

please send an email to:

[email protected].